Run the numbers
Your money, mapped out — calmly and clearly.
Three free, private calculators to take the guesswork out of your next move. Nothing is saved or sent anywhere; it's just you and the numbers. When you're ready to turn a plan into action, I'm one message away.
Estimates only — private to your browser, never stored.
Three tools, one tab
Pick the question you're trying to answer.
Tap a tool to jump straight in — you can switch anytime once you're there.
Debt Game Plan
Debt Game Plan · Andres Aviles · Prepared June 13, 2026
What are you paying off?
Your game plan
Attack orderHighest interest rate first — saves you the most money overall.
Safety net
Cushion sizeA 4-month cushion (4 × your expenses) keeps a surprise from turning into new debt.
Got a windfall?
A bonus, tax refund, or gift — I’ll suggest whether it’s better against a debt or into savings.
Debt-free by
Nov 2040
14 yrs 5 mos from today
15 yrs 8 mossooner
$205,020interest saved
Your order of attack
1Credit CardStart here
2Car LoanFeb 2029
3MortgageNov 2040
Total debt$312,500
Debt-free in14 yrs 5 mos
Interest — your plan$171,083
Interest saved$205,020
Right now: keep the minimums on everything, and throw your extra $400 at Credit Card. Once it’s gone, roll that whole payment into Car Loan — and keep the snowball rolling.
Your safety net
Monthly expenses$4,500
4-month target$18,000
A cushion this size covers about 4months if income stops — so an emergency doesn’t undo your debt progress.
Total balance over time
Your planMinimums only
Estimates only — actual figures depend on each loan’s exact terms and how payments are applied. Andres Aviles · NMLS #2640511
From plan to action
Like what the numbers show? Let's make it real.
A calculator is a great start — a conversation is where the plan gets personal. Tell me what you're working toward and we'll map the next step together.