What Happens When Someone is Injured on Your Property?

When someone visiting your property gets injured, does your homeowners insurance cover their medical and other expenses? What if they sue you? What should you do if a person is injured on your property? Accidents happen When someone is injured on your property, the liability portion of your homeowne

What Does it Mean to Hire a Licensed, Bonded and Insured Contractor?

Consumer advocates say you should hire repair and remodeling contractors who are “licensed, bonded and insured.” What do those terms mean? And why are they important to you as a homeowner? Triple protection These three provisions protect both the consumer and the contractor.  State law often require

Should You Pay the Money for Pet Insurance?

Nearly five million cats and dogs are covered by their owners with pet health care insurance, almost double the number of pets five years ago. Pet insurance is a godsend when your pet unexpectedly has an expensive ailment or accident, but the coverage isn’t cheap. So, is it worth it? Pet insurance b