Growing Green Thumbs: Gardening With Kids

Gardening with kids can produce a bumper crop of benefits. You’ll get vegetables or flowers, while your child will learn a bushel of life lessons. Here’s how children can benefit from gardening and how you can put them to work. Life lessons in the garden patch Gardening with kids teaches them many l

Do You Know How Your Mortgage Escrow Account Works?

Your monthly mortgage statement shows that in addition to paying principal and interest, you are also funding your escrow account. What is the escrow account? How is the money in it used? Can it change your monthly mortgage payment? Here’s how your mortgage escrow account works.  Setting aside for e

Assumable Mortgages: A Path to Lower Interest Rates

Are you resigned to paying higher interest rates on a mortgage when shopping for a home in today’s market? You may not have to. You could buy a home with an assumable mortgage that was taken out when interest rates were lower. Here’s how assumable mortgages work. What is an assumable loan? Mortgage