Climate Change: How Does It Affect Your Home?

The construction, financing, insuring, and maintenance of all buildings have undergone gradual updates over the last several years due to inexorable climate change. For homeowners, once optional features are now standard in new construction. Retrofitting homes with climate-adaptive features is becom

What Are Burn Bans? Protecting Homes and Land from Wildfire Risk

Parts of the US, particularly in southern and western states, have experienced prolonged droughts over the past few years, prompting local governments to issue burn bans to prevent wildfires. Beyond the devastation to agriculture, one danger is evident from news reports of wildfires sweeping hundred

Lower Fed Rates Mean Lower Mortgages, Right? Not Exactly

Mortgage rates have been higher since the Federal Reserve began hiking interest rates to combat inflation in 2021, but what is the relationship between mortgage rates and Fed rates? Now that inflation has cooled, the public hopes interest rates will be dialed back, and prospective home buyers hope f